Running an animal business can be very rewarding but working with animals, pets and the public can pose risks. This policy is designed to protect you from unexpected accident and illness which may leave you unable to work.
The consequences of an injury or long-term illness can be devastating for you, your family and your business. This policy is designed to provide you with peace of mind offering 24 hour, worldwide cover as standard.
With varying levels of cover to choose from, the policy can be flexible to you and your business needs.
This policy is suitable for those who require financial protection in the event that they are unable to work due to an unexpected accident or illness, lasting for more than 7 days. Any individual must be in full or part time gainful employment.
Terms of Business
Provision of Service Statement
Policy Wording
Insurance Product Information document (IPID)
This policy is provided by Canopius Managing Agents Limited and underwritten by Ortus Underwriting.
If you currently hold personal accident cover with us under your current insurance policy, please call the office to discuss our various cover options on 01328 857921.
We want to make sure that you understand the necessary insurance terms found within our website. This summary should explain anything that you may be unsure of.
Negligence – failure to take proper care
Premium – cost of the insurance policy
Excess – the first part of any claim payable by you
Business interruption – provides cover for loss of income following damage to the premises from which you work. It does not provide cover for pandemics
Incapacity – inability to carry out activities
Liability – legal responsibility
Benefit – payment made
Compensation – payment made in recognition of loss or injury
Non-invasive – does not penetrate the skin
Banned breed – dogs which are illegal in the UK: American Pit Bull Terrier, Dogo Argentino, Tosa, Fila Brasilerio and XL Bully.
Indemnity – covers compensation for loss or damage
Common ownership – the use of land by one or more people, which is owned by someone else
DWAA – Animals listed on the Dangerous Wild Animals Act 1976
“No day is the same in the office here, which is why I enjoy working here so much.
One day, I will have my own petting farm with a Highland cow, a pig, a goat, a llama and maybe a few chickens."
EMAIL CHANOR CALL 01328 857921