While you’re busy running your business from home, we’ll get busy protecting both.
Running an animal business from home can be very rewarding but it can also come with some risks. That’s why you need a broker who understands what cover you need to protect both.
GET A QUOTECALL 01328 857921We understand it can be confusing to understand what’s covered and what’s not. Is your existing home insurer comfortable with you running a business from home? Do you need extra protection for possessions you take away from the home?
We are here to give you peace of mind that your home and livelihood are fully covered should the worst happen.
We’ll make sure you get the cover you need, whilst running a business from your home - including your personal possessions.
This insurance policy is suitable for people who are running businesses from their home or connected land.
Private home buildings
We will cover:
We don't cover:
Private home contents
We will cover:
We don't cover:
Public liability
We will cover:
Money and bank cards
We will cover:
Holiday homes (own, family & friends use only)
We will cover:
We don't cover:
Holiday homes (short-term lets)
We will cover:
We don't cover:
Bicycles – the cost of repairing or replacing bicycles following theft or accidental damage
Personal possessions away from the home – you can add optional cover for the cost of repairing or replacing valuables and personal possessions which are stolen, lost or damaged whilst away from your home, including mobile telephones and jewellery
Personal Accident - provides financial compensation if the insured party is unable to work due to an injury lasting for more than 7 days. Our stand-alone Cliverton Protect policy, to which you can also add sickness cover, offers benefits like 24/7 worldwide coverage. We can offer various levels of cover to suit you and your business so please either call or email the team to discuss your options.
Please note that this does not cover any pre-existing conditions or illness.
We want to make sure that you understand the necessary insurance terms found within our website. This summary should explain anything that you may be unsure of.
Negligence – failure to take proper care
Premium – cost of the insurance policy
Excess – the first part of any claim payable by you
Business interruption – provides cover for loss of income following damage to the premises from which you work. It does not provide cover for pandemics
Incapacity – inability to carry out activities
Liability – legal responsibility
Benefit – payment made
Compensation – payment made in recognition of loss or injury
Non-invasive – does not penetrate the skin
Banned breed – dogs which are illegal in the UK: American Pit Bull Terrier, Dogo Argentino, Japanese Tosa, Fila Brasilerio and XL Bully.
Indemnity – covers compensation for loss or damage
Common ownership – the use of land by one or more people, which is owned by someone else
DWAA – animals listed on the Dangerous Wild Animals Act 1976
I’m Lizzy, and I grew up surrounded by a whole array of animals - including, dogs, alpacas, sheep and horses! I studied Animal Science and Bioscience at Aberystwyth university before travelling, volunteering and finally joining Cliverton in November 2023.
In my spare time you can find me out on a ride with the horses or exploring new trails with my faithful fluffy companions Bruce (a Bassett) and Harvey (a beagle). I can honestly say that no day is the same here and that there is always a friendly four-legged friend to greet you each morning at the door!
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