Running an animal business can be very rewarding but working with animals, pets and the public can pose some legal risks. This legal expenses policy is designed to protect you from unexpected legal costs arising from business risks.
The consequences of costly disputes can be devastating for a small business, with the effects ranging from short-term cash flow difficulties through to insolvency. From employee tribunals or employee contract disputes to health and safety issues, with over 50 years’ experience, Cliverton can help.
This commercial legal expenses policy includes a comprehensive business support package including legal and other useful business support helplines. You’ll also get access to the business legal services website. This contains invaluable information such as a ‘Legal Healthcheck’, where you can find legal documents and templates that will be most appropriate to your business.
This is suitable for those wishing to protect themselves from unexpected legal costs arising from business risks. It is not suitable for those looking to cover their personal family legal protection.
Terms of Business
Provision of Service Statement
ARAG Essential Business Legal Brochure
ARAG Legal Expenses Policy Wording
We want to make sure that you understand the necessary insurance terms found within our website. This summary should explain anything that you may be unsure of.
Negligence – failure to take proper care
Premium – cost of the insurance policy
Excess – the first part of any claim payable by you
Business interruption – provides cover for loss of income following damage to the premises from which you work. It does not provide cover for pandemics
Incapacity – inability to carry out activities
Liability – legal responsibility
Benefit – payment made
Compensation – payment made in recognition of loss or injury
Non-invasive – does not penetrate the skin
Banned breed – dogs which are illegal in the UK: American Pit Bull Terrier, Dogo Argentino, Tosa, Fila Brasilerio and XL Bully.
Indemnity – covers compensation for loss or damage
Common ownership – the use of land by one or more people, which is owned by someone else
DWAA – Animals listed on the Dangerous Wild Animals Act 1976
I love that no day is the same here, and that there is always a friendly four-legged friend to greet you at the door!
Growing up with an array of animals including horses, I studied Equine Sports Science at university before working within the equine field and joining Cliverton as an equine account handler - and now their marketing manager.
At home, I have my 7-year-old Cockapoo Maisie who is happiest running about the beautiful Norfolk countryside and beaches!