If you run a game shoot or organise a shoot syndicate, shoots and syndicates cover gives bullet-proof protection for your beaters, gundog, ghillies and twelve bore.
All country pursuits come with risks. That’s why you need a broker that understands the rural dangers, requirements and specialist services associated with shoots and shoot syndicates.
GET A QUOTE & BUYWhether you are the organiser of a shooting syndicate, run regular game shoots, arrange one-day shoots or own shooting rights, Cliverton can arrange a bespoke rural policy to suit your needs.
From the rearing of game birds, gamekeepers, beaters and loaders to providing cover for guests, rest assured that your businesses or shooting syndicate and equipment will be properly protected.
So, while you’re enjoying the shoot and making sure it runs smoothly, you and your business equipment - even your guns and cartridges - will have the right protection with Cliverton.
This insurance policy is suitable for people, businesses or shooting syndicates who are looking to cover their public liability for shooting activities. This is not suitable for those looking for personal liability for their guns.
There are two main types of insurance you need if you organise a shoot or shoot syndicate. Both are included in this insurance policy.
Public liability – designed to protect you against liability claims for injury caused to third parties or damage to their property as a result of your negligence. For instance, if a member of the public was injured by a stray bullet.
The standard limit is £5 million, but it can be extended to £10 million for an additional premium.
Products liability – this covers the club up to £5 million if injuries or damages arise as a result of a defective product that your business had supplied.
Employers’ liability – if you have paid, voluntary or self-employed helpers working for your business, you are legally required to have this insurance as this will provide cover should they be injured while at work. The amount of cover provided is £10 million. It is important that you inform us should you have anybody who assists with the shoot on a voluntary basis.
Personal accident – provides financial compensation should the insured party be injured while carrying out business activities. You can choose from benefits of up to £250 per week. This section includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.
Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.
Fee paying guests – if you allow participants to join your syndicate for a day or give shooting instruction, we can include the cover for them for the time which they are attend.
Equipment and property – we can cover your organisation’s property and equipment, from small items to large. We are also able to arrange cover for your clay stock, traps and guns, as well as cover for commercial premises, business interruption, theft of money and your home.
Legal expenses - in addition, we can also arrange a legal expenses policy which will give you assistance and advice for licensing disputes, noise complaints and much more. Find out more.
The following excesses are applicable to the business policy only.
Liability excesses
Property excesses
Terms of Business
Provision of Service Statement
The public liability policy is underwritten by Certain Underwriters at Lloyd’s.
Equipment and property is underwritten by Ecclesiastical Insurance Office plc.
Commercial Combined Key Facts
Combined Liability Policy Wording
Legal expenses policy is underwritten by ARAG plc.
Legal Expenses – Key Facts
Legal Expenses Policy Wording
Important information about our direct debit payment option
We want to make sure that you understand the necessary insurance terms found within our website. This summary should explain anything that you may be unsure of.
Negligence – failure to take proper care
Premium – cost of the insurance policy
Excess – the first part of any claim payable by you
Business interruption – provides cover for loss of income following damage to the premises from which you work. It does not provide cover for pandemics
Incapacity – inability to carry out activities
Liability – legal responsibility
Benefit – payment made
Compensation – payment made in recognition of loss or injury
Non-invasive – does not penetrate the skin
Banned breed – dogs which are illegal in the UK: American Pit Bull Terrier, Dogo Argentino, Japanese Tosa, Fila Brasilerio and XL Bully.
Indemnity – covers compensation for loss or damage
Common ownership – the use of land by one or more people, which is owned by someone else
DWAA – Animals listed on the Dangerous Wild Animals Act 1976
“Having worked in the insurance industry for 38 years, I can honestly say that Cliverton is the nicest and most customer-focused business I have ever had the pleasure to work in.
As a keen countryman, you will often see me out in the Norfolk countryside on my horse Eddie or walking my two Labradors, Buck & Biscuit.”
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