Our policy fees

Our policy fees
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Please see our administration fees outlined below, applicable from the 1st January 2025. This is to cover costs involved in processing and setting up your policy and applies at both new business and renewal.  

1. Public Liability Policy - £25
2. Business legal support policy - £10
3. Cliverton Protect - Personal Accident and Illness policy - £25
4. Private Home policy - £25
5. Equestrian business policy - £25. Please note, if you require or hold cover for your commercial premises, machinery and equipment, there will be an additional administration fee of £25 as this cover is provided under a separate policy.
6. Mid-term adjustments - £0
7. Cancellations - £0. Please note that although we do not charge a cancellation fee, we will retain any commission received from insurers if you cancel your policy. The commission we receive includes the handling of mid-term adjustments and cancellations and has been earned in full so this amount will not be included in any refund due.

The above fees may be changed at any time due to a rise in our costs however we will ensure that these remain fair for our customers. All fees will be set out clearly in your quote or renewal documentation. If you would like further information, please refer to our Terms Of Business.  

We do provide the option to pay via direct debit with Premium Finance. Please note that a 13% interest rate is applied to your overall policy fee. Any payment defaults will result in a charge of up to £50.

In addition to our administration fees above, we receive a commission from our underwriters for placing business with them. This is a percentage of the overall policy premium. If you would like further information on this, please contact the Cliverton team.

Please note that the amount of renumeration we receive does not determine where we place your policy and we will ensure that your policy is placed with the most appropriate insurer or where applicable, provide you with your options.